Law Student Loans
Loans require repayment. Detailed information about repayment of federal loans, including borrowers' rights and responsibilities, is available in The Student Guide.
A Federal Perkins Loan is a fixed, low-interest (5%) subsidized loan awarded to students with exceptional financial need.
Federal Stafford loans are low fixed-rate (6.8%) student loans for students who are attending school at least half time.
- Complete Required Federal Stafford Loan Counseling
- Complete the Required Federal DIRECT Master Promissory Note
Federal Graduate PLUS loans are fixed-rate student loans for students who are attending school at least half time. A credit check is required. Students should exhaust their Federal Stafford loan eligibility before applying for a Graduate PLUS loan.
- Complete Required Federal Grad PLUS Loan Counseling
- Complete the Required Federal DIRECT Grad PLUS Master Promissory Note
- Complete the 2009-10 Federal DIRECT Grad PLUS Request Form (2009-10 FAFSA Required)
Federal Loan consolidation is a way to combine your existing federal student loans into one new loan, reducing the number of monthly bills and possibly lowering your monthly payment.
Alternative Loans are credit-based, private student loans. Alternative loans generally have higher interest rates and fewer repayment options than federal loans.
Bar Study loans are credit-based, private student loans which help finance bar exam costs, such as bar review course fees, bar exam deposits and fees, as well as living expenses.
Student Loan Repayment
Student loan repayment is important to consider when making decisions on loan borrowing.
Required Student Loan Counseling for Federal Loans
All first-time federal loan recipients are required to complete entrance loan counseling before loan funds can be disbursed. In addition, all federal loan borrowers are required to complete exit loan counseling when they graduate, leave school, or drop to less-than-half-time.